Why is reviewing your credit report so important?
Whenever you apply for a new credit card, loan or extension of credit, the potential lender will most likely review your credit report before making a decision. You should too! Check it several weeks or even months prior to making a large credit purchase.
- Get an easy-to-read summary of your credit accounts and total debt – both existing balances and available limits.
- Budget and plan for the future.
- Assure the accuracy of the information reported about your credit. This is especially important when you're getting ready to buy an expensive item such as a car or new home.
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